Understanding Your Credit Score for a Mortgage Credit Score Your credit score plays a huge role in your mortgage approval and loan terms. Knowing how it works can give you the edge you need when applying for a home loan. What is a credit score? A credit score is a number between 300 and 850 […]
Understanding Your Credit Score for a Mortgage Read More »
First-Time Homebuyer Mortgage Tips First-Time Homebuyer Mortgage Tips Buying your first home is exciting—but the mortgage process can feel overwhelming. Here are key tips to help you navigate it with confidence. Start with pre-approval Before you start house hunting, get pre-approved for a mortgage. It helps you understand your budget and shows sellers you’re serious.
First-Time Homebuyer Mortgage Tips Read More »
Seller Advice: Changing Real Estate Agents Refinancing Your Mortgage: What You Need to Know Refinancing your mortgage can help you save money, lower your monthly payment, or tap into home equity. But is it the right move for you? What is refinancing? Refinancing means replacing your current mortgage with a new one—often with better terms,
Refinancing Your Mortgage: What You Need to Know Read More »
Top Mortgage Myths Debunked Myth #1: You need a 20% down payment Many buyers still believe you must have 20% saved to purchase a home. While 20% can help avoid mortgage insurance, many programs let you buy with as little as 3% down. Myth #2: Pre-qualification and pre-approval are the same Pre-qualification is a basic
Top Mortgage Myths Debunked Read More »
